Product Liability Insurance, explained.
Review the risks that follow a product beyond the sale.
Product Liability Insurance
Product liability coverage addresses certain allegations that a product caused bodily injury or property damage. Manufacturers, distributors, importers and retailers can face these claims. Protection may be included in general liability products completed operations coverage or require a more specialized placement, depending on the product and operation.
Inside a Product Liability policy.
Is this for you?
Plain language answers.
Not automatically. Product recall costs, warranty obligations and the cost to repair your own defective product are often outside standard product liability coverage. Separate options may be needed.
Yes. Claims can involve several businesses in the supply chain. Describe what you sell, where it comes from and whether it carries your brand.
It depends on the policy, products, sales territories and other details. Tell us about marketplaces, overseas sales, imported goods and fulfillment arrangements before relying on coverage.
Coverage availability depends on operations, underwriting and the policy’s terms, limits, deductibles, conditions and exclusions. Descriptions are general education, not a coverage determination. Coverage is not bound by submitting an inquiry.
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