Bonds & Surety
Fidelity Bonds Surety, explained.
Protects your business and your clients from employee dishonesty.
Fidelity Bonds
A fidelity bond (often called Employee Dishonesty coverage or a Crime policy) reimburses a business or its clients for losses caused by employee theft, fraud, forgery, or similar dishonest acts.
Inside a Fidelity Bonds policy.
Employee dishonesty / theft
Forgery and alteration
Computer fraud (depending on form)
Funds transfer fraud (depending on form)
Client property and money
Is this for you?
Janitorial, cleaning and home services
Contractors with employees in client homes
Financial services and bookkeeping
Property managers and HOA managers
Anyone whose contracts or clients require "bonded" status
Plain language answers.
Is this insurance or a bond?
It is sold as a bond historically, but it functions like crime insurance for your business and clients.
Do I need it if I trust my team?
Trust is great; the bond is what your clients’ contracts often require. It is also what protects you against the one exception.
Does it cover the owner?
Most fidelity policies cover employees, owners and partners are typically excluded.
Coverages that pair well with this one.
Ready for a Fidelity Bonds quote?
A short form or a quick call. We’ll shop it across 50+ carriers and come back with options.