Insurance Steel Brokers gold and silver shieldINSURANCE STEELBROKERS
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Business Insurance

Commercial Insurance 

Straightforward protection for the business you’ve built. We shop 50+ carriers, explain your options in plain language and handle the details so you can get back to work.

Specialized guidance · California

Specialties shaped around your operation.

Manufacturing Insurance

Specialized insurance for California manufacturers: steel, metal fabrication, machine shops, food processing and more. Local guidance from Carlsbad.

Artisan Contractor Insurance

Specialized insurance for plumbers, HVAC, electricians, carpenters, flooring, drywall and other California artisan contractors. Based in Carlsbad.

Restaurant Insurance

Coverage guidance for dining rooms, commercial kitchens, catering and food-service businesses.

Built around your business.

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General Liability

Review third-party bodily injury, property damage and related liability exposures.

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Commercial Property

Protection for eligible buildings, business contents, inventory and equipment.

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Business Owners Policy (BOP)

Property and general liability combined for eligible small businesses.

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Construction colleagues assisting an injured worker at a job site

Workers’ Compensation

Work-related injury and illness protection, subject to state requirements and policy terms.

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Commercial Auto

Vehicles used for business, from a single work vehicle to a fleet.

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Commercial Umbrella & Excess Liability

Compare additional limits, underlying-policy requirements and differences between umbrella and excess forms.

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Professional Liability / Errors & Omissions

Coverage for eligible allegations that professional mistakes or omissions caused financial loss.

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Cyber Liability

Discuss data incidents, technology-dependent operations and policy-specific cyber risks.

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Employment Practices Liability

Coverage for eligible claims involving discrimination, harassment, retaliation or wrongful termination.

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Directors & Officers Liability

Management liability protection for directors, officers and eligible organizations.

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Inland Marine

Discuss business property in transit, at job sites or away from its primary location.

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Product Liability

Review bodily injury and property damage allegations involving the products you make or sell.

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Commercial Crime

Compare employee theft, forgery and other covered crime losses, with attention to sublimits and exclusions.

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Equipment & Tools Coverage

Review business tools and equipment at job sites, in transit and in storage.

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Builder’s Risk

Coverage for eligible construction property and materials during the project.

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Contractor & Artisan Contractor Insurance

Coordinate liability, crews, vehicles, tools, projects and contract requirements for your trade.

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Bonds & Surety Bonds

Review the obligations, bond forms and underwriting requirements for your business.

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License & Permit Bonds

Review the exact bond form required for your license, permit or regulated activity.

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Contract, Performance & Payment Bonds

Coordinate bid, performance and payment obligations with the project’s contract requirements.

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Property & Casualty Bonds

Identify the specific surety obligation and required bond wording. A bond does not replace property or liability insurance.

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Fidelity Bonds

Review employee dishonesty protection and the specific wording required.

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Damaged commercial buildings behind a safety cordon after a structural disaster

Commercial Earthquake

Discuss earthquake exposures separately from standard property coverage.

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Commercial Flood

Review flood exposure, eligibility, limits and exclusions.

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Pollution Liability

Consider pollution-related exposures excluded or limited by other policies.

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Other Commercial Coverage

Coverage options based on the business, industry and actual operations, subject to underwriting.

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Whatever you run, we can cover it.

Construction & Contractors
Food Service & Restaurants
Property Managers
Landlords
Investment Property
Childcare
Food Trucks
Beauty Salons
Swimming Pool Cleaning & Maintenance
Attorneys
Auto Services
Consulting
Retail
Pet Care Services
Manufacturing
Non Profit Associations
Youth or Adult Sports Leagues
Inspection Services

Let’s take a deep dive into your business.

We’ll build a tailored insurance plan around your specific needs, explained in plain language.