Business Insurance
Commercial Auto Insurance, explained.
For trucks, vans and any vehicle used for business, personal auto won’t cover it.
Commercial Auto Insurance
Commercial Auto covers vehicles owned, leased, hired, or borrowed for business use. It pays for property damage, bodily injury and physical damage to your fleet when an accident happens during work.
Inside a Commercial Auto policy.
Liability (bodily injury & property damage)
Collision and comprehensive
Uninsured / underinsured motorist
Hired & non owned auto
Medical payments
Trailer & equipment endorsements
Is this for you?
Contractors with work trucks or service vans
Delivery and courier businesses
Sales reps driving company cars
Any business with owned, leased, or hired vehicles
Anyone where employees drive for work purposes
Plain language answers.
Can I cover a personal pickup on commercial auto?
Yes, if it is regularly used for business, commercial auto is the correct policy.
What limits do GCs typically require?
$1M combined single limit is standard; some require higher with hired & non owned endorsements.
Do I need cargo coverage?
If you haul tools, materials, or client property, an inland marine or motor truck cargo endorsement is recommended.
Coverages that pair well with this one.
Ready for a Commercial Auto quote?
A short form or a quick call. We’ll shop it across 50+ carriers and come back with options.