About Us

Insurance is about people, not policies.

Insurance Steel Brokers is an independent brokerage owned by a husband and wife in Carlsbad, California. We protect what you have built with honesty, patience and a real person on the other end of the line.

Meet the founders

A married couple, one calling.

Nathan and Sandra built this brokerage together and they run it the way they run their home: with faith, patience and a long memory for the people who trust them.

Nathan Norman, co-owner of Insurance Steel Brokers
Co-owner & Co-founder · Property & Casualty

Nathan Norman

California License #0L80995

Nathan is the third generation of his family in insurance to own a brokerage that offers all around property and casualty protection. His grandfather opened an agency in 1981. His father carried that legacy forward. Nathan built on it to open his own brokerage with a clear purpose: put the customer first.

With more than a decade protecting business owners and families, Nathan brings experience, conviction, and personal accountability to every policy. He asks the hard questions and gives honest answers. His mission is to build coverage that holds up when it matters and relationships that last.

Connect with Nathan
Sandra Lariz, co-owner of Insurance Steel Brokers
Co-owner & Co-founder · Life & Annuities

Sandra Lariz

California License #4117945Utah License #1135635North Carolina License #19890499

Sandra is a licensed insurance broker and owner who puts families first. She brings over 5 years of experience in insurance and a decade of building and directing internet and business development teams.

Rooted in family and faith, Sandra believes every life is a purposeful blessing from God. She listens to your worries, respects your priorities, and treats your family’s future with personal care.

Sandra is a devoted founder who is committed to growing a strong brokerage built on teamwork and trust. She leads a team that puts customers first and makes life insurance, living benefits, and annuities clear.

Connect with Sandra

For Nathan and Sandra this is more than a business. It is how they live together: do honest work, care for the people in front of you and give the glory to God.

Four things you can count on.

An insurer issues the policy. Wholesalers, managing general agencies and platforms may provide access to insurance programs; access through a network is not the same as a direct carrier appointment. Availability varies by product, state and underwriting.

We listen first

Your family and your work come before any talk of coverage.

Independent

We help compare available insurance options and explain their limitations.

There on the hard days

On a claim you reach someone who knows your file.

Plain language

Ask about coverage, conditions and tradeoffs before making a decision.

Tell us what matters to you.

We’ll listen first, then build a plan around it.