Life Insurance
Final Expense / Burial Insurance, explained.
Simple, simplified issue whole life to cover funeral costs and final bills.
What it is
Final Expense / Burial Insurance
Final expense insurance, also called burial insurance, is a small whole life policy commonly used to help pay funeral costs, burial expenses and final bills. Policies often offer $5,000 to $50,000 of coverage. Some have simplified applications without a medical exam. Eligibility, waiting periods and benefit limits vary by policy.
Coverage we place
Inside a Final Expense / Burial policy.
$5K to $50K whole life death benefit
Level premiums for life
Simplified or guaranteed issue underwriting
Cash value (modest, but available)
Beneficiary payout for funeral and final costs
Who needs it
Is this for you?
Adults 50 to 85+ without sufficient life coverage
Anyone wanting to avoid leaving final bills to family
Clients with chronic conditions who can’t qualify for standard underwriting
Pre need planners
Anyone who wants a simple, guaranteed solution
Common questions
Plain language answers.
Is a medical exam required?
Usually no, most final expense policies are simplified issue with a short health questionnaire.
Does the premium go up?
No, whole life premiums are level for life.
Can older adults qualify?
Yes, most carriers offer up to age 85 and guaranteed issue policies are available.
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Ready for a Final Expense / Burial quote?
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