Inland Marine Insurance, explained.
Business property does not always stay at one address.
Inland Marine Insurance
Inland marine insurance is a category of property coverage for specified mobile, transported or specialized business property. Depending on the form, it may address equipment away from a main premises, installation materials, goods in transit or property entrusted to a business. A standard commercial property policy may not provide the same protection once items leave the insured location.
Inside a Inland Marine policy.
Is this for you?
Plain language answers.
No. Despite the name, it generally concerns specified property exposures such as equipment, transit and specialized business property. Boat coverage is a separate discussion.
Not necessarily. Coverage on the vehicle does not automatically insure its business contents. Review tools, equipment and cargo separately.
No. Covered property, transit methods, locations, causes of loss and exclusions depend on the form. Explain what you move, how it is transported and who is responsible for it.
Coverage availability depends on operations, underwriting and the policy’s terms, limits, deductibles, conditions and exclusions. Descriptions are general education, not a coverage determination. Coverage is not bound by submitting an inquiry.
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