Professional Liability Insurance
Business Insurance

Professional Liability Insurance, explained. 

Protection for the advice, services and expertise your clients rely on.

Home/Business Insurance/Professional Liability

Professional Liability Insurance

Professional Liability, also called Errors and Omissions (E&O), helps pay legal defense costs and covered damages when a client claims your professional services caused a financial loss.

Inside a Professional Liability policy.

Defense for covered negligence allegations
Covered settlements and judgments
Professional errors and omissions
Claims involving inaccurate advice
Prior acts coverage when included in the policy

Is this for you?

Insurance agents and brokers
Lawyers and legal practices
Accountants and consultants
Technology and design professionals
Businesses that provide professional advice or specialized services

Plain language answers.

How is this different from General Liability?

General Liability focuses on third party injury and property damage. Professional Liability addresses covered financial losses linked to your advice or services.

Is Professional Liability required?

Some professions and client contracts require it. Requirements and suitable policies depend on your work and state.

When should I arrange coverage?

Before providing professional services. Many policies require a claim to be made and reported while coverage is active, so prior acts and reporting dates matter.

Ready for a Professional Liability quote?

A short form or a quick call. We’ll shop it across 50+ carriers and come back with options.