Cyber Liability Insurance, explained.
For data breaches, ransomware, wire-transfer fraud, the modern claims businesses actually face.
Cyber Liability Insurance
Cyber Liability covers the costs of a cyber event: breach response, customer notification, ransomware, business interruption, fraudulent funds transfers and lawsuits from affected parties.
Small and mid-sized businesses are now primary targets, they have data and money and less security than large enterprises. One ransomware attack or wire fraud can cost six figures.
Is this for you?
Inside a Cyber Liability policy.
When this coverage pays off.
Ransomware attack
Files are encrypted and a ransom is demanded. Cyber pays for negotiation, ransom (where allowed) and restoration.
Wire-transfer fraud
A spoofed email tricks accounting into wiring funds to a fraudster. Funds-transfer fraud coverage responds.
Customer data breach
A breach exposes client info. The policy funds notification, credit monitoring and the legal response.
Plain-language answers.
Not by law, but many client contracts and regulators require it, especially in healthcare, finance and professional services.
No, modern GL excludes cyber. A standalone cyber policy is the right place.
Yes, MFA, backups and endpoint protection are commonly required. We help you align before bind.
Ready for a Cyber Liability quote?
Fill the short intake form and we’ll shop across multiple carriers, or call us and we’ll get you a quote on the phone.