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Business Insurance

Cyber Liability Insurance, explained. 

For data breaches, ransomware, wire transfer fraud, the modern claims businesses actually face.

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Cyber Liability Insurance

Cyber Liability covers the costs of a cyber event: breach response, customer notification, ransomware, business interruption, fraudulent funds transfers and lawsuits from affected parties.

Inside a Cyber Liability policy.

Breach response & customer notification
Ransomware extortion
Business interruption from cyber events
Funds transfer fraud / social engineering (with limits)
Cyber liability lawsuits and defense
Regulatory fines where insurable

Is this for you?

Any business storing customer data
Businesses that wire funds or pay invoices online
Healthcare, financial and professional services
Retailers and e commerce
Anyone whose operations rely on computers and the internet

Plain language answers.

Is cyber required?

Not by law, but many client contracts and regulators require it, especially in healthcare, finance and professional services.

Does GL cover cyber claims?

No, modern GL excludes cyber. A standalone cyber policy is the right place.

Will the carrier require security controls?

Yes, MFA, backups and endpoint protection are commonly required. We help you align before bind.

Ready for a Cyber Liability quote?

A short form or a quick call. We’ll shop it across 50+ carriers and come back with options.